Help/FAQ

If you're unable to find the answer to your question below, you can e-mail support@paylawfirm.com.

Thanks for using the PayLawFirm.com website to make a payment plan, make a settlement offer, or make a payment.

PLEASE NOTE

• THIS WEBSITE DOES NOT CONTAIN LEGAL ADVICE OF ANY KIND FOR ANYONE.
• The owner of this website is not an attorney or law firm and does not represent you or your interest.
• The Opponent Attorney does NOT represent you or your interest, they represent your opponent and their interest.
• The information provided on this page describes general practices related to this website not legal advice of any kind.
• If you agree to make one or more payments, all payments must be made on-time and in-full.

COMMON QUESTIONS ABOUT USING THE PAYLAWFIRM.COM WEBSITE

First...

1. Click a button to: Make a Payment, Make an Offer, or Make a Plan.
2. Type your access code or your date of birth and the last four numbers of your Social Security Number (SSN) then "Continue."

Make a Plan

1. If you are ready to pay but don't have the full amount you owe, you can make a payment plan offer here. For example, if you owe $1,000.00 but can only afford to pay $200.00 each month, you may want to offer of $200.00 per month until paid-in-full.
2. Practices vary but Opponent Attorneys generally review and reply to offers within one week after their submission.
3. The Opponent Attorney will reply to your offer via an email from PayLawFirm.com so please review your emails and allow emails from PayLawFirm.com.
4. If your offer is accepted, you can then make payments by clicking the Make a Payment button.
5. If your offer is accepted and you do make all required payments on-time and in-full, your plan may be taken "under review" and if there is a judgment it may be executed upon.
6. If your offer is accepted as a "temporary" payment plan to allow time for adjustment, once that temporary period passes, you may receive emails requesting that you make a new plan. If you do not make a new plan, the Opponent Attorney may declare a breach of your plan and take additional collection steps, for example, execute on a judgment, if any.
7. If your plan is rejected, you can then make a new payment plan offer.
8. Plans are most often rejected for leaving fields blank or for answering too many with "not applicable" or "none.

Make an Offer

1. If you are ready to pay but don't have the full amount, you can make a lump sum offer here. For example, if you owe $1,000.00 but only have $500.00 cash in-hand today, you may want to make an offer $500 today to settle-in-full.
2. Practices vary but Opponent Attorneys generally review and reply to offers within one week after their submission.
3. The Opponent Attorney will reply to your offer via an email from PayLawFirm.com so please review your emails and allow emails from PayLawFirm.com.
4. If your offer is accepted or countered, you can then make payment by clicking the Make a Payment button. By making payment on a counter-offer, you manifest your acceptance of that counter-offer.
5. If your offer is rejected, you will not be able to settle for a lump sum.
6. Most lump sum settlement offers are based on the time value of money, that is, a lesser amount of money in my hand now is worth more than a larger amount of money in my hand someday. There is no hard-line rule of a "good" amount to offer because every situation is different. Likewise, there is no hard-and-fast rule of how soon an agreed lump sum must be paid because every situation is different.  

Make a Payment

1. If you are ready to pay in-full, you can make that payment here.
2. If you have an agreed settlement offer that has not expired or an agreed payment plan, you can make payments here.
3. If you have not made an agreed payment on-time and in-full, you may not be able to make a payment here.
4. You must submit your card information correctly to run your own card payment.
5. After making payment, you will be redirected to a payment acknowledgment page and you will be emailed a receipt.
6. Please note that payments made on weekends or holidays may not be processed until the next business day.
7. If you are unable to make a payment by card, you should send your payment directly to the Opponent Attorney so that it is received by the Opponent Attorney on-time and in-full.

Miscellaneous Questions (Not Applicable to Every Situation)

1. Why have I been sued? Creditors may sue you to secure their interest. Nothing on this site prohibits them from doing so. If you have made an agreement with the Opponent Attorney, they may give the court notice of your agreement to obtain an agreed judgment or consent judgment. Then, if you breach your agreement, executions may issue upon the judgment.
2. Do I have to go to court? If you have made an agreement with the Opponent Attorney, they may give the court notice of your agreement to obtain an agreed or consent judgment. Civil court is not criminal court and you will not have a "failure to appear" (FTA) order entered against you for not appearing at the entry of an agreed or consent judgment.
3. Can I setup a payment to stop an eviction? If the Opponent Attorney represents a landlord and you're in possession of the landlord's real property and the landlord is willing to do a pay-and-stay, then you may be able to make a payment arrangement through this site. If your landlord is not willing to do a pay-and-stay, then you cannot make a payment arrangement through this site. Contact the Opponent Attorney for more informaiton about these situations.

Definitions

1. Current Balance (if there is a judgment) = judgment balance + court costs + accrued Interest - Payments (if cleared bank)
2. Current Balance (if there is no judgment) = balance at last payment + charges since last payment - Payments (if cleared bank)

STILL HAVE QUESTIONS?

If you're unable to find the answer to your question below, you can e-mail support@paylawfirm.com.